Free tool
SHIF calculator Kenya (2026)
Enter a monthly salary to see the Social Health Insurance Fund (SHA) deduction.
Rates last verified 2026-10-16. Same calculation as Cazini payroll.
Enter a salary. Below KES 10,910 a month the minimum of KES 300 applies.
Frequently asked questions
How much is SHIF per month?+
SHIF is 2.75% of gross pay, with a minimum of KES 300 a month. Only the employee pays it; there is no employer share.
Is SHIF deducted before PAYE?+
Yes. Since December 2024, SHIF is deducted from gross pay before PAYE is calculated, so it lowers your taxable pay.
What is the difference between SHIF and SHA?+
The Social Health Authority (SHA) runs Kenya's public health cover. The Social Health Insurance Fund (SHIF) is the fund your monthly contribution goes into; it replaced NHIF deductions.
Source: sha.go.ke. An estimate, not tax advice.
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