Free tool
NSSF calculator Kenya (2026)
Enter a monthly salary to see the NSSF deduction, split into Tier I and Tier II, and what the employer pays. Rates in force from 2026-02-01.
Rates last verified 2026-10-16. Same calculation as Cazini payroll.
Enter a salary. Anyone earning KES 108,000 or more pays the maximum: KES 6,480 employee plus KES 6,480 employer.
Frequently asked questions
How much is NSSF in Kenya in 2026?+
From 2026-02-01, NSSF is 6% of pensionable pay from the employee and 6% from the employer, on pay up to KES 108,000 a month. The most each side pays is KES 6,480 a month.
What are NSSF Tier I and Tier II?+
Tier I covers pensionable pay up to KES 9,000 (the lower earnings limit). Tier II covers pay between KES 9,000 and KES 108,000 (the upper earnings limit). Each tier is charged at 6%.
Does NSSF reduce PAYE?+
Yes. The employee's NSSF contribution is deducted from gross pay before PAYE is worked out, together with any registered pension, up to KES 30,000 a month.
Source: nssf.or.ke. An estimate, not tax advice.
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